Mortgages with an IVA

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IVA Mortgages

Yes! It is possible to arrange a mortgage for you, even if you have an IVA
Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debts secured on it.

Mortgages and IVA's

An IVA, otherwise known as an Individual Voluntary Arrangement, is set up to allow you to pay off debt gradually over-time and will be taken into account by lenders when you seek to get a mortgage.

Can I get a Mortgage With an Outstanding IVA?

That depends on how much you have left to pay. We can arrange for a mortgage if you have a current IVA, but the maximum loan to value ratio is 65%, and your IVA must be on track for completion before the mortgage is fully agreed.

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I've Paid Off My IVA, Can I Get a Mortgage?

Yes, as long as you have settled your IVA, we will be able to arrange a mortgage for you. Remember that your level of income and deposit also have an effect, however; you need a minimum of 10%, but a larger deposit will hello you to secure a most suitable deal.

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